What Not to Do in a Workers Comp Claim?


Workers’ compensation is vital to employees if they sustain an injury or become ill due to their job. It provides financial assistance and medical benefits to help workers recover and return to work. Consulting a workers’ compensation lawyer in Indiana can ensure that your rights are protected and that you receive the full benefits you are entitled to.

However, employees should avoid several things when filing a workers’ compensation claim.

Failure to  follow these guidelines can result in a delayed or denied claim, causing additional stress and financial burden to you and those you support.

Who Is Eligible for Worker’s Compensation in Indiana?

The majority of businesses in Indiana are required to have workers’ compensation insurance. Almost all employees qualify for workers’ compensation if their injury or illness directly relates to job duties.

While there are exceptions to this rule for certain types of workers, such as independent contractors and volunteers, it is essential to note that even if you are not a full-time employee, you may still be eligible for workers’ compensation benefits.

The only way to know for sure is to contact an Indiana workers’ compensation lawyer who can assess your case and determine the best course of action.

What Should You Not Do in a Worker’s Compensation Claim?

DON’T keep the accident or injury a secret.

The fear of retaliation or job loss may tempt you to keep the accident or injury a secret from your employer. However, not reporting the incident immediately can harm your chances of receiving workers’ compensation benefits.

It is essential to report work-related injuries or illnesses as soon as possible, preferably before the general 30-day deadline set by most states. This allows for proper documentation and investigation of the incident.

DON’T delay or refuse necessary medical treatment.

Some employees may fear the exorbitant upfront costs of medical treatment and delay or refuse to seek it. However, this can severely damage your chances of receiving workers’ compensation benefits.

It is crucial to seek immediate medical attention after a work-related injury or illness, even if it initially seems minor. Proper documentation of your injuries and treatments is essential for a successful workers’ compensation claim.

DON’T misrepresent or exaggerate the extent of your injuries.

Never exaggerate the severity of your injuries to receive more compensation, as this can harm your case. Workers’ compensation fraud can result in fines and potentially criminal charges.

Be sure to visit a licensed medical professional that can accurately assess and document your injuries. Honesty is always the best policy regarding a workers’ compensation claim.

DON’T fail to follow your doctor’s treatment plan.

Your doctor may prescribe a specific treatment plan for your work-related injury or illness. You must follow this plan and attend all necessary appointments to receive workers’ compensation benefits.

Failing to adhere to your treatment plan could harm your chances of receiving benefits and harm your recovery process. If there are any issues with the prescribed treatment, be sure to discuss them with your doctor and seek a second opinion if necessary.

DON’T allow your employer or insurance company to switch your medical provider.

Sometimes, your employer or insurance company may try switching your doctor to save money on medical expenses. However, you can choose your preferred doctor for a workers’ compensation claim.

If you are unsatisfied with the initial doctor your employer provides, be sure to speak up and request a change. Your health and well-being should always be the top priority in a workers’ compensation claim.

DON’T take a lesser-paying job because you feel pressured to return to work.

Your employer may offer you a lesser-paying job as an alternative to returning to your previous position after a work-related injury. While it may seem tempting to accept to avoid financial strain, this can hurt your workers’ compensation benefits and overall recovery process.

It is important to follow your doctor’s instructions and only return to work when medically cleared. If your employer or their insurance company pressures you, consult an Indiana workers’ compensation lawyer for guidance on how to handle the situation.

DON’T sign anything or communicate with involved parties on your own.

Workers’ compensation claims can be complex and overwhelming, especially if you are dealing with an injury or illness. Consult an experienced workers’ compensation lawyer before signing any documents or communicating with your employer or their insurance company.

A lawyer can protect your rights and ensure that you receive the full benefits you deserve under the law. They can also navigate through any potential legal issues that may arise during the claim process.

How Much Is a Workers’ Compensation Claim Worth in Indiana?

Calculator and a few dollars on a table, representing financial problems and debt

The value of a workers’ compensation claim in Indiana can vary greatly depending on the specific circumstances of each case.

Factors such as the severity and extent of the injury or illness, duration of treatment and recovery, and any permanent disabilities or limitations can all impact the overall value of a claim.

Based on these factors, workers’ compensation benefits could cover:

  • medical expenses related to work-related injury or illness 
  • lost wages due to time off work for recovery 
  • additional compensation for any permanent impairments or disabilities

In some cases, vocational rehabilitation or job retraining may also be provided.

Workers’ compensation benefits will not replace full income while you cannot work. They provide financial assistance during your recovery process until you can return to work.

An experienced Indiana workers’ compensation lawyer can help accurately assess the value of your claim and fight for fair compensation on your behalf.

Injured on the Job? Hire an Experienced Worker’s Compensation Lawyer to Ensure Maximum Benefits.

Workers’ compensation is a right that you can’t afford to lose. Every day spent without it means a loss of income and increased stress. 

An experienced workers’ compensation lawyer can protect your rights and recover the maximum benefits you deserve.

Contact an experienced workers’ compensation attorney today for a free consultation to discuss your case and determine the best course of action for obtaining the benefits you deserve.

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