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Types of work comp benefits you can receive

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The law in Indiana provides injured workers with three forms of disability pay:

1. Temporary Total Disability (TTD)-This is paid when an injured worker is totally unable to perform his or her regular work for a temporary period because of a work-related injury. TTD is paid at 66 2/3% of the injured worker’s pre-injury average weekly wage or the average wages he or she earned for the 52 week period prior to the date the injury occured.

2. Temporary Partial Disability (TPD)-This is paid when an injured worker is only partially unable to work for a temporary period because of a work-related injury. In other words, the injured worker is either limited in the number of hours he or she can work or needs to be temporarily re-assigned to a job that earns less than what the worker earned prior to the job accident and the amount he or she earns in this temporary re-assignment is less than 66 2/3% of the difference between his or her average weekly wage before and after the injury.

3. Permanent Total Disability (PTD)-When a vocational doctor says that the injured worker will never be able to work again in any reasonable employment within society, then he or she is entitled to a total of 500 weeks of pay at the rate of 66 2/3% of the pre-injury average weekly wage. This means that if you have received lost wages up to the point that you are found to be permanently and totally disabled, the number of weeks that you were already paid will be subtracted from the 500 week maximum.

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